You saved up. You cleaned up your credit report. You talked to your Mortgage Loan Officer about how much you can afford, and now, you’re ready to purchase your first home. This is exciting! Have you thought about where you want to
Jul 05, 2019 | mortgage loan officer first time home buyer real estate agent mortgage budget
We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "We hold these truths to be self-evident, that all men ar
Jul 03, 2019 | Mortgages
Mortgage refinance loans require fees and closing costs. Is there a way around those fees? Is it possible to refinance without paying closing costs? The answer is yes, although the rest of your loan will be affected. The typical fees associated with refi
Jun 26, 2019 | Refinancing a Home Closing Costs
Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated a
Jun 19, 2019 | Purchasing a Home
Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reaso
Jun 12, 2019 | Conventional Loans
In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers. Liquidity If you dump all your extra funds into pa
Jun 05, 2019 | Debt Credit Mortgage